Former VP of the Loan Department of China Yinsheng Financial Holding Co., Ltd., specializing in loan sales, business planning and expansion. Mr. Yang has been in the credit industry for 30 years. He has extensive management, operations and marketing experience. The scope of employment includes personal retail, mortgage and credit card business. He has served as a senior manager of several financial institutions, such as Bangmin Japan Finance, Wing Hang Bank and AEON Credit Finance (Listing No. 0900).